Janitorial & Cleaning Services Insurance
You provide a essential service to the firms and business owners you serve as a commercial cleaning specialist. However, while your services are undoubtedly valuable, you are at the mercy of certain hazards.
Janitorial services clean the inside of commercial, industrial, and institutional buildings. Some offer exclusive services to an individual client, while others have a number of regular clients or offer "as required" services to the public.
Trash removal from all areas of the premises, restroom cleaning, dusting, and frequent vacuuming, mopping, or sweeping of floors are typical services. Cleaning carpets, drapes, or eating areas, polishing floors, and window washing are examples of additional services. Some offer cleaning services for homes up for sale or after a criminal incident.
You may protect your commercial janitorial or cleaning service by acquiring the appropriate janitorial cleaning services insurance. What is the value of insurance? What kind of insurance should you carry? Keep reading to find out how to keep your company safe.
Janitorial cleaning services insurance can protect your business from litigation for as little as $37 per month. Get a quick price and your certificate of insurance right away.
A standard $1,000,000/$2,000,000 General Liability Insurance coverage for small janitorial and cleaning businesses costs between $37 and $59 per month, depending on location, size, payroll, sales, and experience.
General liability, commercial property, commercial auto, and workers' compensation will be the most popular small business insurance plans carried by janitorial and cleaning businesses. Other specialised coverages are available predicated on their specific operations.
You work in the commercial property cleaning janitorial and cleaning service insurance industry. You may not think that there are risks associated with vacuuming, mopping, dusting, and various cleaning services you give; but, there are numerous of scenarios that could occur and also have potentially disastrous results. A third party, for example, could trip and fall over an electrical wire you're using to manage a floor buffer, property could be accidently destroyed, or one of your crew members could be wounded while doing a work-related operation.
The price of restoring damaged property, medical bills, and/or any legal claims filed against your company could be financially catastrophic. Janitorial cleaning services insurance can help offset these costs and keep you from spending for such damages out of pocket.